Funding Your Adult Course
For anyone over the age of 19 and looking to return to education, financing your course can seem like a huge hurdle. However, there are a variety of options when it comes to helping you pay for your course – some people may even find that they are eligible to take a course for free.
We’ve broken down how to pay for your course, along with which icons and symbols to look out for on the course pages.
Full fees and supported fees
On the left of our course pages there is a box labelled ‘financial information’ which is where you will see the course fees and any relevant icons and symbols. The fee listed here, whether supported or full, is the absolute maximum fee anyone will pay for that course.
‘Full’ fees are exactly what they sound like – the full fee for the course. If something is listed as a ‘supported’ fee, this means that funding is available to the College to discount the course’s ‘full’ fee. Therefore, if a course says it has a ‘supported’ fee, this means that the full fee has been discounted for all people taking the course and you will only have to pay the final supported fee.
Although not all of our courses have a supported fee, the amount you see is the maximum you will have to pay.
Free* courses
Some courses have the above symbol in their financial information, which means some people qualify for free tuition and won’t have to pay anything for that particular course.
In order to get courses with this symbol for free, you will need to meet certain conditions. Although these conditions may differ depending on the course, if you click on the symbol a screen will pop-up that will tell you which specific conditions you have to meet.
When you click the symbol, it might say this:
“The qualification you have chosen to study is part of the Legal Entitlements list and you are aged 19-23 at the start of your course and you do not already have a qualification at Level 3 or higher.”
This condition means that if you don’t already have a Level 3 qualification (such as AS/A Levels, NVQ Level 3, BTEC Extended Diploma, Advanced Apprenticeship etc.) and are aged 19-23 when you start the course, you will not have to pay any fees. However, if you do have a Level 3 qualification or are aged 24+, you will have to pay the full or supported fee displayed.
When you click the symbol, it might say something a bit different, such as:
“This course is Free* if you are:
Receiving Universal Credit, earn less than 16 times the national minimum wage a week or less than £330 a month and are determined by JCP as being in one of the following groups: All Work Related Requirement Group, Work Preparation Group, Work Focused Interview Group
Unemployed and receiving JSA/ESA or wider benefits.
Or
Aged 19-23 at the start of your course and you do not already have any qualifications at Level 2 or higher and you intend to study at this level in the future.”
When you this message, it is clearly stating the conditions that must be met in order to complete the course for free. In the first part, you must meet all of the listed conditions in order to qualify for free tuition.
However, if you don’t meet the conditions listed in the first part, you may still qualify for free tuition in the next condition which again clearly lists all the conditions you must meet to be eligible.
Remember, you must meet everything listed in the first condition, or everythinglisted in the second condition. Otherwise, you must pay the full or supported fee listed.
24+
If you see this symbol and you do not qualify for free tuition/there is no Free* symbol, then you might be able to apply for an advanced learner loan to finance the course.
Advanced Learner Loans are available to anyone aged 19 or over (this used to be 24, however was reduced to 19), and is not means tested or based on your income or current financial situation. Also, your current qualifications will not stop you from taking out a loan regardless of the level.
These loans can be used to pay for qualifications at Level 3 or above.
For more information on Advanced Learner Loans, see our information page here.
ELC
Enhanced Learning Credits (ELC) are available to serving members of the British Armed Forces, or those who have recently left. To be eligible, you must meet certain criteria according to the ELC scheme, and there are two tiers of funding available depending on length of service.
For more information about the ELC scheme, visit www.enhancedlearningcredits.com.